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IIHS: The Safest Cars Of 2020

IIHS: The Safest Cars Of 2020

If you’re shopping for a new car in 2020, you’ve got options – lots of ‘em. So how do you make the right choice? Good news: The Insurance Institute for Highway Safety is here to help with their latest TOP SAFETY PICK awards. The IIHS, a nonprofit research and education organization, conducts crash tests to determine which vehicles do the best job of protecting people in the...

Understanding The Main Life Insurance Classifications

Understanding The Main Life Insurance Classifications

Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...

Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...

7 Fun Ways You Can Bring The Outdoors Inside This Winter

7 Fun Ways You Can Bring The Outdoors Inside This Winter

Winter is officially here. For parents, that means finding new and different ways to keep the family entertained – especially when colder temperatures force you to spend more time indoors. There are plenty of reasons to play outside with your kids, even in the winter months. But sometimes, the limited daylight and unpredictable weather makes it necessary to pass the time inside. Luckily, playing inside...

Tragedy During Diploma Season

It's time to end drunk driving The festivities of graduation season are here— a time to celebrate the energy and optimism of the new grads. Parties marking the occasion will probably include alcohol, increasing the risk of drunk— and even "tipsy" driving. Last year, almost 10,000 people were killed in accidents involving alcohol. How will you make sure your insured is safe and protected? Real-World...