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Spring Cleaning Tips

Spring Cleaning Tips

Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a big chore for you, well, keep that to yourself! Unless you want your friends and...

How to Get an Extra Layer of Liability Protection

How to Get an Extra Layer of Liability Protection

Umbrella coverage, also known as personal catastrophe and liability coverage, covers just that - catastrophes.  We are often concerned with losses involving ourselves or our own property.  However, more often than not, the most costly losses occur when we are held responsible for someone else's loss - for example, the car accident that seriously injures someone and leaves them with a lifetime of medical bills, or...

Home Inventory Apps for your Smartphone

Years ago when I called the office to talk to my parents, the on hold recording would remind people to document their home inventory with a video camera and to store the tape off-site in a safety deposit box.  While the method is dated, the message is still critical – and too often, people don’t take the time to properly record the items in their...

Possible Flood Conditions - Home and Auto Safety Tips

Possible Flood Conditions - Home and Auto Safety Tips

As the Chicagoland area braces for “powerhouse” storms in the next 24 hours, we have an increased risk for flooding due to the heavy rain and mild temperatures. The frozen ground will not be able to absorb all of the expected rain water, which can cause overland flooding into basements and below-grade garages. The record levels of snow that we’ve had this winter are making...

Preventing a Home Fire This Winter

As winter brings cool weather and a need for heat, it also brings a high risk of home fires. You can follow a few simple safety rules this winter to stay cozy without starting a fire that damages your biggest investment. 1. Be a candle snuffer: Scented candles lend warmth and spirit to the cold, holiday season, but left unattended or forgotten they can start...